Mortgage Loan Originator Licensing Archives - Office of the State Bank Commissioner

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Mortgage Loan Originators General Information

Since January of 2009 individual mortgage loan originators have been governed by the Federal Secure and Fair Enforcement (SAFE) Mortgage Licensing Act of 2008 and by Chapter 24, Title 5 of the Delaware Code (Delaware SAFE Act), which is implemented by Commissioner’s Regulation 2401. Any individual who meets the statutory definition of mortgage loan originator, […]

Delaware Approved Mortgage Loan Originators

Welcome. Click on the link below to search for a licensed Mortgage Loan Originator approved by the Office of the State Bank Commissioner in accordance with the Delaware Secure and Fair Enforcement Act. Please note that the statuses of MLOs are subject to change and this list is updated weekly on Thursday. To obtain current […]

Mortgage Loan Originator Exemptions

What exemptions are there to this statute? The statute and this regulation shall not apply to a person employed by an exempt organization or by a subsidiary or affiliate of an exempt organization, or to a person under an exclusive contract with an exempt organization or with a subsidiary or affiliate of an exempt organization […]

Mortgage Loan Originator Definitions

Mortgage Loan Originating Mortgage loan originating; means providing services to a customer of an originating entity by soliciting, negotiating, explaining or finalizing the terms of a mortgage loan; provided, however, that the term; soliciting; shall mean the discussion of a mortgage loan product or products with a customer or potential customer, but shall not be […]

Mortgage Loan Originator Licensing Help