The Delaware Department of State is accepting applications for the Spring 2024 Internship Term. Apply Now! More Info
Thank you for your interest in becoming a Licensed Lender in Delaware. We have included links to the following documents for your convenience. You may print the application and return it to the Office of the State Bank Commissioner with the appropriate documents. The Delaware Code is available to help answer any questions you may have.
The following regulations may be obtained through the Registrar of Regulations website:
Regulation No. 101 – Retention of Financial Institution Records
Regulation No. 2201 – Licensed Lenders Operating Regulations
Regulation No. 2202 – Minimum Requirements for Contents of Books and Records
Regulation No. 2203 – Itemized Schedule of Charges
Regulation No. 2204 – Required Amount of Licensed Lender’s Surety Bond or Irrevocable Letter of Credit
Regulation No. 2205 – Report of Delaware Loan Volume
Regulation No. 2206 – Report of Delaware Assets
Regulation No. 2207 – Licensed Lender Exemption
Regulation No. 2107/2208 – Guidance On Nontraditional Mortgage Product Risks
Regulation No. 2108/2209 – Statement on Subprime Mortgage Lending
Section 144, Title 5 of the Delaware Code – limits the use of the words “savings” or “trust” in the names of non-depository institutions licensed under this Chapter.
Section 102, Title 8 of the Delaware Code – limits the use of the word “bank” in the names of non-depository institutions licensed under this Chapter.
If you have any questions, please contact our Licensing staff at (302) 739-4235, Option 1.