Mortgage Information
Mortgages/Foreclosures/Debt Collection When you are struggling with your mortgage, or in debt and facing collections or judgments, it is very important to understand as much about government programs and the law before agreeing to any payments or contracts. Residents should take advantage of the following resources and attend free workshops in your neighborhoods. Please review […]
Read MoreGeneral Information/Website Links
The Office of the State Bank Commissioner provides consumer education through outreach programs, building on partnerships with various state agencies, housing counselors and community organizations. Fees collected by our office provide funding for the Delaware Emergency Mortgage Assistance Program (DEMAP) administered by the Delaware State Housing Authority, and also for the Financial Literacy Education Fund […]
Read More2017 Financial Literacy Education Fund Grant Recipients
Boys and Girls Clubs of Delaware Delaware Alliance for Community Advancement Delaware Center for Enterprise Development Delaware Community Reinvestment Action Council Delaware Council on Economic Education Delaware Financial Literacy Institute Delaware Multicultural and Civic Association First State Community Action Agency Girls Inc. of Delaware Interfaith Community Housing of Delaware, Inc. Junior Achievement of Delaware, Inc. […]
Read MorePrevious Tax Collections By Fiscal Year
Amount Collected (In Millions) 2002 – $118.4 2001 – $96.7 2000 – $106.8 1999 – $139.1 1998 – $120.4 1997 – $84.9 1996 – $90.9 1995 – $98.5 1994 – $93.6 1993 – $75.3 1992 – $61.4 1991 – $74.0 1990 – $51.4 1989 – $53.6 1988 – $36.9 1987 – $32.5 1986 – $23.1 […]
Read MoreMortgage Loan Originators General Information
Since January of 2009 individual mortgage loan originators have been governed by the Federal Secure and Fair Enforcement (SAFE) Mortgage Licensing Act of 2008 and by Chapter 24, Title 5 of the Delaware Code (Delaware SAFE Act), which is implemented by Commissioner’s Regulation 2401. Any individual who meets the statutory definition of mortgage loan originator, […]
Read MoreDelaware Approved Mortgage Loan Originators
Welcome. Click on the link below to search for a licensed Mortgage Loan Originator approved by the Office of the State Bank Commissioner in accordance with the Delaware Secure and Fair Enforcement Act. Please note that the statuses of MLOs are subject to change and this list is updated weekly on Thursday. To obtain current […]
Read MoreMortgage Loan Originator Exemptions
What exemptions are there to this statute? The statute and this regulation shall not apply to a person employed by an exempt organization or by a subsidiary or affiliate of an exempt organization, or to a person under an exclusive contract with an exempt organization or with a subsidiary or affiliate of an exempt organization […]
Read MoreMortgage Loan Originator Definitions
Mortgage Loan Originating Mortgage loan originating; means providing services to a customer of an originating entity by soliciting, negotiating, explaining or finalizing the terms of a mortgage loan; provided, however, that the term; soliciting; shall mean the discussion of a mortgage loan product or products with a customer or potential customer, but shall not be […]
Read MoreSale Of Checks And Transmission Of Money Exemption
Thank you for your interest in obtaining an Exemption from the Requirements of the Sale of Checks and Transmission of Money Act in Delaware. We have included links to the following documents for your convenience. You may print the application and return it to the Office of the State Bank Commissioner with the appropriate documents. […]
Read MoreLicensed Lender Exemption
Thank you for your interest in obtaining an Exemption from the Requirements of the Licensed Lender Act in Delaware. We have included links to the following documents for your convenience. You may print the application and return it to the Office of the State Bank Commissioner with the appropriate documents. The Delaware Code is available […]
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