Thank you for your interest in becoming a Mortgage Loan Broker in Delaware. We have included links to the following documents for your convenience. You may print the application and return it to the Office of the State Bank Commissioner with the appropriate documents. The Delaware Code is available to help answer any questions you may have.
The following regulations may be obtained through the Registrar of Regulations web site.
Regulation No. 101 – Retention of Financial Institution Records
Regulation No. 2101 – Mortgage Loan Broker Operating Regulations
Regulation No. 2102 – Mortgage Loan Broker Minimum Requirements for Content of Books and Records
Regulation No. 2103 – Mortgage Loan Broker Regulations Itemized Schedule of Charges
Regulation No. 2104 – Mortgage Loan Broker Minimum Disclosure Requirements.
Regulation No. 2105 – Mortgage Loan Broker – Report of Delaware Loan Volume
Regulation No. 2106 – Report of Delaware Assets
Regulation No. 2107/2208 – Guidance On Nontraditional Mortgage Product Risks
Regulation No. 2108/2209 – Statement on Subprime Mortgage Lending
Section 144, Title 5 of the Delaware Code – limits the use of the words “savings” or “trust” in the names of non-depository institutions licensed under this Chapter.
Section 102, Title 8 of the Delaware Code – limits the use of the word “bank” in the names of non-depository institutions licensed under this Chapter.